Answer: Ordering a credit report annually.
Fair and Accurate Credit Transactions Act. Other short titles. Financial Literacy and Education Improvement Act. Long title. An Act to amend the Fair Credit Reporting Act to prevent identity theft improve resolution of consumer disputes improve the accuracy of consumer records make improvements in the use of and consumer access to credit information and for other purposes.
The 14039 Form to the IRS is a form that will help one fight against a theft like tax theft. This form will put the IRS on alert and someone who believed they have been a victim of tax related theft will be given an Identity Protection Personal Identification Number (IP PIN) which is a 6 digit code used in replace of a SSN for filing tax returns.
Identity theft occurs when someone uses another person’s personal identifying information like their name identifying number or credit card number without their permission to commit fraud or other crimes.The term Identity Theft was coined in 1964. Since that time the definition of identity…